Protecting your boat with Towergate Insurance

At Yacht Havens, we want to help you get the right boat insurance for your vessel. That’s why we have worked with one of the market-leading boat insurance specialists to create insurance policies and benefits designed to meet the needs of our Berth Holders. 

What's more, Yacht Havens berth holders can enjoy a further 20% discount when you buy or renew a Towergate Insurance policy*.

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Coverage by Towergate, designed for Yacht Havens

  • All types of berthing

    Accidental damage is extended to include all Yacht Havens swinging moorings, pontoon berths, drive-on dry docks and dry stack.

  • All types of craft

    Policies to suit sailing boats, yachts, dinghies, motorcruisers, RIBs, fishing boats, narrow boats and more.

  • Berthing fees

    Up to £5,000 loss of berthing fees when you are unable to use your berth due to an insured event (excluding costs recouped by Yacht Havens).

  • Free tender insurance

    Free tender insurance up to £2,000 and associated outboard up to £1,000, providing an approved outboard motor lock is in use.

  • No Claims Discount

    No Claims Discount to recognise careful ownership. 5% discount per year up to 25% discount for five years, with no claims protected in a Yacht Havens marina.

  • 'Marina ready'

    £5m liability cover for third parties and passengers excluding employees and marine trade workers, fare paying passengers, water skiers, parascenders and divers.

  • Single-Handed Use

    Covers single-handed use for up to 24 continuous hours for avid UK and Med sailors.

  • Keeping you and your family safer

    If you think you’ve grounded, you pay the excess and we’ll pay for the lift to check for damage, with no excess charged in a Yacht Havens marina.

  • Key cover

    Loss of keys (£500 limit for any one claim) - Up to £2,000 per year.

  • Misfuelling

    Cover for misfuelling (£500 limit for any one claim) - Up to £2,000 per year.

  • Optional Extras

    You can choose to add racing cover and personal accident cover to a Towergate policy. 

Should you need to make a claim, Towergate have a team on hand to authorise repairs or agree payments, to get your claim settled as quickly as possible, backed by Navigators and General. For more complex claims, a specialist handler will be assigned to manage and lead you through the process

To get a quote for your craft, visit the Towergate website today or call 0344 892 6229 today.

Towergate Dog Portrait

Towergate Insurance

At Yacht Havens, we understand what your boat means to you. It’s more than just your hobby; it’s your passion. We also understand how important it is to ensure you have the right insurance cover in place, just in case something goes wrong. That’s why we’ve teamed up with one of the UK’s leading boat insurance specialists, Towergate Insurance, to provide you with a quote for your boat insurance when it’s due for renewal.

As every boat is unique, Towergate’s specialist advisors will listen to your needs and help find the cover that’s right for you.

To get an instant quote for your vessel, just visit the Towergate website or call their friendly team on 0344 892 6229. Alternatively, complete the simple form below and an advisor will contact you.

Get a quote from Towergate Insurance

What Happens Next?

One of Towergate's friendly team will contact you regarding your quote. At this stage, Towergate will only use your email address and other information you have provided for the purposes of confirming this quote. You will be given every opportunity to opt out of further communications if you wish to.

*20% discount will be applied to the premium, before Insurance Premium Tax and Customer Service Charge. Minimum premium of £100 for RIB and £75 for all other craft is applicable. The discount is not applicable on dinghies. Discount is only valid for Yacht Havens berth holders. Discount is subject to underwriting acceptance. Available to UK residents only.

Yacht Havens is an Introducer of Towergate Insurance. Towergate Insurance is a trading name of Advisory Insurance Brokers Limited. Registered in England Company No. 4043759. Registered Office: 2 Minster Court, Mincing Lane, London EC3R 7PD. Authorised and regulated by the Financial Conduct Authority. This can be checked on the FCA’s register by checking the FCA website at www.fca.org.uk/register or by contacting them on 0800 111 6768.